Built for WooCommerce
Install plugin and go live in 15 minutes.
moat isn't a plugin that bolts onto another processor — we are the processor. Authorization, settlement, reporting all in one.
State-by-state rules and card network requirements enforced automatically on every transaction.
Fee shown as a plain line item with the same disclosure showing up in their receipt and your order notes. Nothing hidden, nothing disputed.
From first call to live checkout — usually the same afternoon.
Tell us about your business and expected volume. Once you're approved, we'll send over everything you need to start processing.
In WP Admin, go to Plugins → Add New → Upload Plugin. Choose the moat zip, install, and activate.
Set three things: the type (flat or percentage), the amount (dollar value or percentage), and the title your customers see at checkout.
We set it up on a Saturday and were live Monday morning. Three months in, we've recovered around $14K we used to just write off.
Subscription renewals were where processing fees really added up. moat's WooCommerce Subscriptions support was seamless, and every renewal gets surcharged automatically.
Most of our volume comes through auto-ship. moat surcharges every refill with full disclosure at checkout, and our churn hasn't moved in three months.
Our average order is over $1,500, so the 3% fee was real money. moat puts it on the customer, disclosed clearly, and nobody's pushed back.
Margins on digital goods are already slim, so 3% back is real money. moat lets us pass fees transparently. Zero refund requests over it.
Our customers run repair shops, so they already expect surcharges on card payments. Install took twenty minutes. The fees paid for moat in the first week.
Enter your monthly credit card volume and we'll show you what surcharging at 3% reclaims over a year.
Assumes a 3% surcharge on card transactions. Debit and prepaid are excluded automatically by moat. Your dashboard shows exact recovery by month.