Surcharging eligibility depends on more than the cardholder's billing state - industry classification, card-brand category rules, and merchant licensing all factor in. moat handles each layer per transaction.
Send a few details and we'll review eligibility and respond within one business day.
A note on eligibility. Vertical-level eligibility depends on the merchant's specific profile, not just the category label. Talk to us before assuming a vertical is or isn't a fit - the underwriting answer is usually more nuanced than a label suggests.